Our process

We work with a broad spectrum of clients, from first home buyers and seasoned investors to start-ups, established businesses and corporations. Helping with everything from simple purchases to complex debt restructuring and consolidation.

Our process begins with a personal consultation to understand your goals; whether that’s buying your first home, growing your investment portfolio, restructuring debt or financing a business. We then source and negotiate the most suitable lending options on your behalf and guide you through the paperwork, approvals and settlement, making the process seamless.

For most consumer lending (such as home loans), we’re typically paid by the lender, so there’s no charge to you for our service. For commercial or specialised lending, we’re completely transparent: we’ll always quote our fee upfront before you engage us, and in some cases certain lenders will cover the commission on these loans.

We help clients secure and structure all kinds of finance. From personal loans and vehicle finance to first-home purchases, investment properties, refinancing, commercial property acquisitions and business loans. With access to more than 40 lenders and their diverse policies, we can compare and negotiate the right loan for your situation.

Our team guides you from the first conversation through to settlement, taking the stress out of the process. And if your needs fall outside what we can offer directly, we’ll connect you with a trusted professional in our network who can assist.

Choosing a finance broker over a direct bank can save you significant time and hassle. Direct banks offer a limited range of products and policies, which may not fit your unique financial situation. If one bank doesn’t meet your needs, you’ll have to start the application process all over again with another lender. In contrast, brokers have access to a wide network of lenders, providing a broad spectrum of products and policies tailored to suit diverse financial scenarios.

With a broker, you get personalised, flexible solutions without the stress of shopping around yourself, ensuring you find the best fit for your financial goals.

With more than 30 years of combined banking experience, we bring deep industry knowledge and a genuine commitment to building long-term relationships. Complexity is our specialty, we don’t shy away from challenging files and thrive on solving them.

Rather than pushing standard products any broker can offer, we step back and look at the bigger picture. We work backwards from your long term goals to design tailored debt and funding strategies that fit your life and business, not just today’s rates. Our focus isn’t on volume, but on delivering personalised, comprehensive solutions and strategic support and on going service and relationship.